Networking and relationship building are essential to the growth of a small business. The Strategic Small Business Initiative understands that and works to support small business growth through people working together to form collaborations, sharing in common goals, and creating support groups.

If you hate feeling alone in your business, want easier, less stressful ways to meet other businesses, and  learn from the experts, then the SSBI is the organization for you.

If you are ready to take your business to the next stage in its growth -- welcome aboard! As a part of a membership organization where CEOs, Presidents, Business Owners, and other entrepreneurs share valuable experience, skills and resources, you'll find expert companionship to help you on your way. We invite you to make personal contact and get acquainted with this new concept. Please call for a free consultation.

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Michele Minich
Date: Apr 13, 2010

SSBI is probably the most personal group I have ever been involved with. Nancy Sherman brings her expertise from years of experience. Always with your needs in mind...always there to assist you...she brings a realness that is very refreshing today. A professional and sense of humor to match, s...

Business of the Month

One of our newer members, Brian Gonda, owns a company called VideoHead Productions. Check out his website at and you'll see some of the wonderful videos he has taken and produced around the country. He has done everything from documentaries to sales promotional videos and has stepped up to the plate here at SSBI to become our chief videographer. You will see Brian walking around at meetings with camera on his shoulder taping us as we talk, share, network and learn. As of this writing we are starting our Internet tv interview show where he will be taping us as we interview different members of the Initiative about things that are important for us to know about each other and about what's going on in the business world. He can also, cost effectively, put together a video for YOU and your company that can sit on your website and do wonderful marketing for you 24/7. Say hi to Brian at the next meeting and talk with him about this wonderful opportunity. Thanks, Brian for all your help!

Article of the Month


Launch Your “Summertime” Investment Strategy

Now that summer is officially here, you may be looking forward to vacations, barbecues, ballgames and other events of the season. But even while you’re engaged in these activities, you can’t forget about other aspects of your life — such as your plans to achieve your long-term financial goals. However, your summer activities can actually provide you with some valuable lessons on managing your investment strategy.

Here are a few possibilities:

Plan your trip. If you’re taking a long road trip this summer, you’ll need to choose your vehicle, map out your route, determine how far you want to go each day and be quite certain of your destination. And, essentially, the same is true for your investment strategy. You need to choose the right investment vehicles, familiarize yourself with your ultimate goals (such as a comfortable retirement) and chart your progress along the way.

Try to avoid getting burned. If you’re going to spend a lot of time outdoors this summer, you may need to apply some sunscreen. But you don’t have to be exposed to the sun to get “burned” — it can happen in the investment world, too. However, you can help prevent this from happening. How? By building a diversified portfolio. If most of your money is tied up in just one type of investment, and that asset class falls victim to a downturn, your portfolio could take big hit. But while some investments are moving down, other may be moving up, so it makes sense to spread your money among a range of vehicles appropriate for your risk tolerance, investment goals and time horizon. Of course, diversification, by itself, cannot guarantee a profit or protect against loss, but it can help reduce the effects of volatility on your portfolio.

Keep yourself “hydrated.” When you’re outside on hot days, you can lose a lot of fluids, so you need to drink plenty of liquids to remain hydrated. As an investor, you also need a reasonable amount of liquidity. In the severe market downturn of 2008 and early 2009, many investors found they had insufficient amounts of the type of liquid investments — cash and cash equivalents — that held up better than other, more aggressive vehicles. Furthermore, if you are relatively illiquid, you may have to dip into your longer-term investments to pay for short-term emergency needs. Try to always keep an adequate level of liquidity in your holdings.

Dress for the season. As you go about your summer activities, you won’t always wear the same clothes. On hot days, you might want to wear shorts, but on cool, rainy days, you might need heavier items or even a raincoat. And as you go through life, you may need to adjust your investment approach depending on your individual financial “season.” For example, early in your career, you might be able to afford to invest more aggressively, as you’ll have more opportunities to recover from the inevitable short-term downturns. As you close in on retirement, though, you may need to take a more conservative approach so that you can lower your investment risk when you need to access your money.

So there you have them — some ideas for “summertime investing.” Use them wisely, and they may be of value to you long after summer is over.

This article was given to us by our member, Lori Nay, from Edward Jones Investments in Richland, MI